Income Protection Insurance - How many types of income protection insurance have and what should I choose?



There are two types of income protection insurance that you can choose from. What are those? The indemnity which means that the policies are can be provided by the superannuation funds and the premiums are deducted from the members account. The second type of income protection is the agreed value, based on its name it deals upon your agreed payment and this is considered the expensive one.



In choosing what type of income protection insurance is fitted on you, you must know both of the policies, however, if you have limited money or tight budget into this, then I can say that you have no other option but to get the 1st type which is the indemnity, but if you have a good money then I can say that choose the expensive one and just remember that you must avail this with the trusted and legal insurance company.




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